Cloud accounting software that automates bookkeeping, invoicing, and financial reporting for small and growing businesses.
Core-AI
FreeStarting price
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About Core-AI
Core-AI provides 168 client-side financial decision engines, tax modelers, and calculators executed entirely within the user’s browser. All computations occur in local memory with no data transmitted or stored, ensuring 100% privacy. The platform covers tax optimization, retirement planning, real estate economics, startup equity, career compensation, luxury asset costs, and developer utilities. Tools are calibrated against IRS rules, SECURE 2.0, HMRC tax bands, and institutional financial models. Each engine delivers step-by-step mathematical breakdowns and execution checklists for high-stakes decisions. Performance targets sub-5ms rendering speed with no server-side processing required. The directory organizes tools into clusters such as tax and wealth preservation, real estate and mortgages, career and equity simulations, exotic asset total cost of ownership, and developer utilities.
Key features
- Tax optimization engines including Backdoor Roth, Mega Backdoor 401(k), and QSBS exemptions
- Real estate calculators for mortgage refinancing, Airbnb tax loopholes, and BRRRR economics
- Startup equity simulators for ISO/NSO options, AMT liability, and RSU vesting
- Career compensation tools for freelance hourly rates, W2 vs 1099 arbitrage, and tech offer comparisons
- Luxury asset TCO models for supercars, Apple hardware depreciation, and EV vs hybrid analysis
- Developer utilities including LLM token cost benchmarks, SQL optimizers, and cloud SLA calculators
- Family economics planners for childcare ROI, 529 deductions, and dependent-care FSA comparisons
- Flagship decision tools with direct client-side execution and mathematical transparency
Use cases
- Optimizing S-Corp salary distributions to minimize self-employment tax
- Evaluating mortgage prepayment versus equity index compounding
- Simulating startup stock option exercises under AMT constraints
Pros
- 100% client-side execution with zero data storage or transmission
- Calibrated against IRS, SECURE 2.0, HMRC, and institutional financial models
- Sub-5ms rendering speed for local calculations
- Step-by-step mathematical breakdowns and execution checklists
- Organized into 168 specialized decision engines across multiple domains
Cons
- No free tier explicitly mentioned beyond client-side access
- Limited to browser-based execution with no offline or mobile app support
- Requires JavaScript-enabled environment
- No API access for integration with external systems
Frequently asked questions about Core-AI
What is Core-AI and what does it do?
Core-AI provides professional-grade financial calculators, tax modelers, and decision engines that run entirely within the user’s browser. It covers areas such as tax optimization, retirement planning, real estate economics, startup equity, career compensation, and health savings accounts, with all computations performed locally to ensure privacy.
Who should use Core-AI?
Core-AI is designed for individuals making high-stakes financial decisions, including freelancers, startup employees, real estate investors, retirees, and business owners. It also serves financial advisors, accountants, and developers who need precise, rule-calibrated financial modeling tools.
How does Core-AI ensure privacy?
All calculations occur in the user’s local browser memory, and no financial data is transmitted to or stored on external servers. This ensures 100% privacy and compliance with data protection standards.
What financial rules and models does Core-AI use?
Core-AI’s tools are calibrated against IRS statutory rules, SECURE 2.0 regulations, HMRC tax bands, and institutional financial models to ensure accuracy and compliance with current standards.
Can Core-AI help with tax planning and optimization?
Yes, Core-AI offers a range of tax-focused calculators, including models for backdoor Roth IRAs, S-Corp salary optimization, QSBS Section 1202 exemptions, and tax-loss harvesting, all with step-by-step breakdowns and execution checklists.
Does Core-AI provide step-by-step guidance for financial decisions?
Yes, each calculator delivers detailed mathematical breakdowns of the calculations and includes execution checklists to guide users through high-stakes financial decisions.
