Cloud accounting software that automates bookkeeping, invoicing, and financial reporting for small and growing businesses.
Naraasti Intelligence
₹499 /reportStarting price
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About Naraasti Intelligence
Naraasti Intelligence provides credit risk analysis for companies and debt issuances through three subscription tiers. The base plan evaluates company-level risks including probability of default, leverage metrics, EBITDA analysis, liquidity ratios, governance scores, and sector context. The mid-tier adds new issuance risk assessment with PD and tenor analysis. The highest tier, NI-Advance Analyst, includes forward-looking signals, stress testing under multiple scenarios, entity stage classification, model confidence bands, and sector peer comparisons. Reports incorporate structural risk flags such as refinancing dependency, debt maturity concentration, single-customer concentration, and related-party exposure. The platform assigns risk grades ranging from NI-Elite to NI-High Risk and provides upgrade pathways based on identified vulnerabilities. Data inputs include financial metrics, governance indicators, and historical trends, with optional trend analysis available for deeper insights.
Key features
- Risk grade assignment (NI-Elite to NI-High Risk)
- Probability of default calculation
- Leverage and interest coverage analysis
- Governance scoring (0–30)
- Stress testing (Base/Bear/Severe scenarios)
- New issuance risk analysis
- Forward-looking signal toggles
- Sector peer comparison
Use cases
- Credit risk assessment for corporate lending decisions
- Investment evaluation for debt securities
- Early warning system for financial distress detection
Pros
- Three-tiered pricing with incremental feature access
- Includes stress testing across multiple economic scenarios
- Provides forward-looking risk signals and model confidence bands
- Covers 34 industry sectors with peer comparisons
- Generates reports instantly after payment
Cons
- Access pending until plan confirmation
- No free tier or trial available
- Limited to Indian Rupee pricing
- Sample reports use placeholder data
Frequently asked questions about Naraasti Intelligence
What is Naraasti Intelligence and what does it do?
Naraasti Intelligence is a credit risk analysis platform that evaluates company-level and debt issuance risks through structured reports. It assigns risk grades, calculates probability of default, and provides stress testing under multiple scenarios.
Who should use Naraasti Intelligence?
The tool is designed for investors, lenders, analysts, and institutions requiring detailed credit risk assessments for companies or debt issuances. It suits professionals in banking, asset management, and corporate strategy.
How does Naraasti Intelligence generate its risk reports?
Reports are generated using financial metrics, governance indicators, historical trends, and structural risk flags such as refinancing dependency or related-party exposure. Data inputs are processed through a proprietary risk engine.
What are the subscription tiers available?
There are three tiers: Base Plan for company risk analysis, Pro Plan for company and issuance risk, and NI-Advance Analyst for institutional-grade insights including forward-looking signals and sector peer comparisons.
Does Naraasti Intelligence provide forward-looking risk signals?
Yes, the NI-Advance Analyst tier includes forward-looking signals, stress testing under multiple scenarios, model confidence bands, and entity stage classification for deeper risk insights.
How do I get started with Naraasti Intelligence?
Users can select a plan, provide company details such as financial metrics and governance indicators, and generate a risk report instantly after payment. Sample reports are available for evaluation.
