Cloud accounting software that automates bookkeeping, invoicing, and financial reporting for small and growing businesses.
Sipán
FreeStarting price
0Popularity
About Sipán
Sipán consolidates financial information into a single view, enabling users to track net worth across accounts and currencies with live exchange rates. It offers grounded AI insights derived solely from user-provided data, avoiding fabricated advice. The tool supports FIRE (Financial Independence, Retire Early) projections by calculating savings paths to a target retirement age. Users can set and plan for specific financial goals, such as home down payments or education expenses. A decision journal records financial choices with context for future reference. The platform includes a Financial Academy with educational content on investing, tax, and budgeting. Data remains private and under user control, with no sharing or selling to third parties.
Key features
- Net-worth tracking across accounts and currencies
- Grounded AI advisor for financial insights
- FIRE projections with target retirement age planning
- Goal-based financial planning and tracking
- Decision journal for recording financial decisions
- Financial Academy with educational content
- Multi-currency support with live exchange rates
- One-click data export in CSV or JSON
Use cases
- Tracking personal net worth across diverse financial accounts
- Planning for financial independence and early retirement
- Setting and monitoring specific financial goals
Pros
- Tracks net worth across multiple accounts and currencies with live exchange rates
- Provides grounded AI insights based solely on user data without fabrication
- Includes FIRE projections and goal-based financial planning
- Offers a decision journal and built-in financial education resources
- Allows one-click data export in CSV or JSON format at any time
Cons
- Free version lacks automatic bank sync and AI advisor
- No mobile app support mentioned
- Requires manual data entry for non-sync accounts
Frequently asked questions about Sipán
What is Sipán?
Sipán is a wealth-management app that provides a complete view of net worth, grounded AI insights, and FIRE (Financial Independence, Retire Early) projections without sharing user data with third parties.
Is Sipán free to use?
Yes, the free Sipán plan includes manual net worth tracking, accounts and goals, FIRE projections, built-in financial calculators, the Financial Academy, and data export at any time.
Does Sipán sell or share my financial data?
No, Sipán does not sell or share financial data. It operates as a non-data broker, and all user data is exportable and deletable at any time.
Can I export my data out of Sipán?
Yes, users can export their financial data in CSV or JSON format at any time. The data belongs to the user and is not held hostage by the platform.
What does Sipán Plus offer?
Sipán Plus adds a grounded AI advisor and automatic bank sync with bank-level encryption, available for a monthly fee with a 7-day free trial.
How do I get started with Sipán?
Users can get started for free by signing up and logging in through the platform's main interface.
