Cloud accounting software that automates bookkeeping, invoicing, and financial reporting for small and growing businesses.
OpenTeller
$6.99/moStarting price
0Popularity
About OpenTeller
OpenTeller is a budgeting application that allows users to plan and track spending across any bank worldwide. It supports one-tap bank sync, CSV file imports, and screenshot-based transaction capture, ensuring credentials never leave the user’s device. The tool automatically categorizes 100% of transactions and provides AI-driven insights, budgets, and recurring expense detection. Users can set monthly spending limits per category and receive real-time tracking against those limits. An AI assistant answers questions about spending patterns, drafts transactions, and suggests budget adjustments, all while maintaining end-to-end encryption. The application is available as an iOS app, a web app with a Chrome extension, and supports multiple currencies and household sharing.
Key features
- One-tap bank sync across any bank or country
- CSV and screenshot transaction imports
- Automatic transaction categorization
- Monthly budget tracking by category
- AI assistant for spending insights and draft transactions
- Recurring expense detection and savings projections
- Multi-currency support with separate ledgers
- Household sharing and web app access
Use cases
- Personal budgeting and expense tracking across multiple banks
- Household budget management with shared access
- AI-powered financial insights and transaction drafting
Pros
- Supports any bank globally, including local and international institutions
- No bank credentials shared with servers; data remains private and encrypted
- AI automatically categorizes all transactions and provides budget tracking
- Multiple import methods: one-tap sync, CSV, or screenshot-based capture
- Built-in AI assistant answers questions and drafts transactions from user data
Cons
- No free tier; requires subscription for full functionality
- Limited to Apple ecosystem for iCloud mode (iOS, iPad, macOS)
- No Android or Windows support mentioned
- Advanced AI models require separate subscription tier
Frequently asked questions about OpenTeller
What is OpenTeller and how does it work?
OpenTeller is a budgeting application that allows users to plan and track spending across any bank worldwide. It offers one-tap bank sync, CSV file imports, and screenshot-based transaction capture while ensuring credentials never leave the user’s device. The tool automatically categorizes transactions and provides AI-driven insights, budgets, and recurring expense detection.
Who is OpenTeller designed for?
OpenTeller is designed for individuals and households looking to manage their finances across multiple banks, currencies, and devices. It suits users who prioritize privacy, want to avoid sharing bank passwords, or need support for international or regional banks not covered by traditional finance apps.
How does OpenTeller handle bank connections securely?
OpenTeller ensures security by never storing or accessing user bank passwords. Users can connect via one-tap bank sync, CSV imports, or screenshot-based transaction capture, with all data processed locally or encrypted in the user’s iCloud. Bank logins remain within the user’s device or browser.
What AI features does OpenTeller offer?
OpenTeller includes an AI assistant that answers questions about spending patterns, drafts transactions, and suggests budget adjustments based on real transaction data. It also automatically categorizes 100% of transactions, detects recurring expenses, and provides insights and savings projections.
Can OpenTeller be used across multiple devices and platforms?
Yes, OpenTeller is available as an iOS app, a web app with a Chrome extension, and supports macOS. Users can access their data and budgets across devices, with household sharing available in the Pro+ plan.
What are the pricing options for OpenTeller?
OpenTeller offers two subscription plans: Pro and Pro+. The Pro plan is fully private and operates within the app, while Pro+ includes additional features like web app access, household sharing, and advanced AI models. Both plans include a 7-day free trial.
