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About CertShield

CertShield is a vendor insurance compliance platform built specifically for US property managers and small general contractors. The tool automates the verification of certificates of insurance (COIs) by using AI to analyze PDF documents, checking critical details such as coverage limits, additional-insured endorsements, expiration dates, and required forms like CG 20 10, CG 20 37, waiver of subrogation, and primary & non-contributory endorsements. It flags expired or insufficient coverage and sends automated renewal reminders to vendors and their insurance agents in either English or Spanish. Each verification undergoes a human review before results are published, ensuring accuracy and audit readiness. CertShield eliminates the need for manual spreadsheet-based tracking, reducing liability risks associated with uninsured vendors. The platform provides a centralized dashboard for compliance monitoring and secure document storage, streamlining the entire process of managing vendor insurance compliance.

Key features

  • AI reads ACORD 25 COI forms
  • Verifies GL limits, workers' comp, and endorsements
  • Automated email chasing for renewals
  • Traffic-light dashboard (green/amber/red)
  • Compliance report PDFs
  • Vendor magic-link portal for self-upload
  • Agent confirmations and fraud risk signals
  • Per-property requirement settings

Use cases

  • Tracking insurance compliance for maintenance vendors
  • Managing contractor COIs for property renovations
  • Preparing for property owner audits

Pros

  • AI-driven COI verification with human review for accuracy
  • Automated renewal chasing in English and Spanish
  • Checks endorsements beyond the certificate summary page
  • Audit-ready document trails and compliance reports
  • No annual contracts with monthly cancellation option

Cons

  • Limited to US property managers and small contractors
  • No public API currently available (webhooks coming soon)
  • Mid-term policy cancellations may not be automatically detected
  • Free tier capped at 10 audits per day

Frequently asked questions about CertShield

What does CertShield do?

CertShield is a vendor insurance compliance platform that uses AI to read and analyze certificates of insurance (COIs) in PDF format. It verifies coverage limits, additional-insured endorsements, expiration dates, and required forms such as CG 20 10, CG 20 37, waiver of subrogation, and primary & non-contributory endorsements.

Who is CertShield designed for?

CertShield is designed for US property managers and small general contractors who need to ensure their vendors are properly insured. It replaces manual spreadsheet-based tracking of insurance certificates.

How does CertShield verify insurance certificates?

CertShield reads certificates of insurance (ACORD 25 forms) and checks for active coverage, sufficient limits, and required endorsements. Each verification is reviewed by a human before results are published to ensure accuracy.

Does CertShield send renewal reminders?

Yes, CertShield automatically sends renewal reminders to vendors and their insurance agents in English or Spanish when a policy is about to expire, helping to prevent lapses in coverage.

What happens if a certificate is missing required forms?

CertShield flags certificates that are missing required forms such as CG 20 10, CG 20 37, waiver of subrogation, or primary & non-contributory endorsements, and marks them as needing attention.

How do I get started with CertShield?

To get started, you can upload a certificate of insurance (COI) PDF or forward the email your vendor sent. CertShield will read and analyze it, providing a green, amber, or red status based on compliance. No account setup is required for vendors.

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